About ProBanker

Overview

ProBanker simulation software is a software tool to enhance the teaching experience of college level banking courses and corporate training programs. The web-based program allows participants, working in teams, to input a range of decisions related to deposit and loan pricing, bond investments, and capital management. The variables include deposit rates, and loan spreads, advertising expenses, dividends, loan loss provisions and security sales. The results of the simulation are reviewed every quarter and discussed with the instructor prior to inputting decisions for the following quarter.

Our mission & vision is to enhance the skills of students to compete effectively in the banking world.

The rapidly evolving financial services sector in the last three decades has produced an increasing array of products and services. Managers have to fully understand the strengths, weaknesses and interdependence of these instruments and learn to deploy them in a comprehensive and innovative manner. ProBanker simulation provides a richer learning experience by allowing participants to apply the basic principles of banking in a real word environment subject to change, uncertainty and competition.

Overview of Game

ProBanker simulates a competitive banking environment where managers acquire deposits and long-term capital and distribute them in the form of loans and investments. The impact of competition and regulation are both integrated into the simulation, making it a challenging environment for participants to maximize market share and profits. The complexity of the simulation can be varied to tailor it to the objectives of the course and the background of the participants, including changing the macroeconomic environment, shifting demand and supply functions, and varying the term structure of interest rates.

Probank Leaders

Dr. Mark J. Flannery

Dr. Mark Flannery has held the Bank of America Eminent Scholar Chair in Finance at the University of Florida since 1989. He studied economics at Princeton University, and earned his master's and doctorate degrees at Yale University. Dr. Flannery has published extensively on topics related to the management and regulation of financial institutions. He served as the Securities and Exchange Commission’s Chief Economist for more than two years. Dr. Flannery is a past editor of the Journal of Money, Credit, and Banking, and he has consulted with government agencies, including the FDIC and the Federal Reserve Bank of New York, and private institutions, including serving as a board member for the Barnett Bank of Alachua County.

Dr. Mark D. Flood

Dr. Mark Flood is a financial economist living and working in Washington DC. He studied German, economics, and finance at Indiana University in Bloomington, and he earned his Ph.D. in finance from the University of North Carolina at Chapel Hill. He has taught finance at universities in the U.S. and Canada, and worked as a financial economist on issues of regulatory policy and risk management at the Federal Reserve Bank of St Louis, Office of Thrift Supervision, Federal Housing Finance Board, Federal Housing Finance Agency, and the Treasury's Office of Financial Research. Dr. Flood's research interests include financial institutions, financial data, risk management, and financial stability.

Dr. Anoop Rai

Dr. Anoop Rai is a Professor of Finance at the Frank G. Zarb School of Business at Hofstra University in Hempstead, New York, where has serves as an Associate for the Center for International Financial Services and Markets. After completing his economics degree in India, he earned an MBA from the University of Note Dame and a Ph.D. in International Business from Indiana University. Dr. Rai's primary research interests are in international corporate finance and financial institutions. He has lectured at several universities and conducted corporate training seminars, including ProBanker-based courses, in Europe, Asia and the Middle East.

For more information visit – https://www.probanker.com/

Features of the Simulation

Players practice at their own pace with Autosim

ProBanker operates in two modes, competitive and solo, called Autosim. Competitive mode has the pedagogical benefits of a shared exercise with a little rivalry mixed in to motivate the players. Autosim has the benefit of allowing players to practice and experiment freely, without the constraints of competitive play.

Players enter decisions & receive their reports online

With ProBanker, there is no tedious record keeping for the instructor. Players enter their decisions directly into the ProBanker database using their web browser. Simulation reports can be viewed online, or downloaded to a local machine. Players can access their game at any time, from any web browser.

Comprehensive Administrator’s Manual

An administrator's manual, describing all economic aspects of the simulation in full detail is available to instructors. It also provides sample assignments and suggested simulation scenarios.

Easy execution and payment

The simulation is designed to be set up and played quickly. Prior games can be copied effortlessly for repeat classes. Players pay online by credit card without burdening the administrator. Site licenses are available.